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Statutory Compliance

SSS, PhilHealth & Pag-IBIG compliance, automated.

What is SSS, PhilHealth & Pag-IBIG payroll compliance?

Philippine employers must compute and remit monthly contributions to the Social Security System (SSS), Philippine Health Insurance Corporation (PhilHealth), and Home Development Mutual Fund (Pag-IBIG) for every employee, using current contribution tables and statutory deadlines.

WORKSPHR auto-computes SSS R-5, PhilHealth RF-1, and Pag-IBIG MCRF every payroll cycle. Submit on time, every time, without lookup tables, manual math, or spreadsheet errors.

The cost of getting it wrong

Penalties below are calculated for a 50-employee company at a PHP 35,000 average monthly salary — the median Filipino mid-market HR profile.

SSS late remittance
2% per month + 3% surcharge, compounds monthly
≈ PHP 8,400/mofirst cycle missed — grows monthly
PhilHealth late
2% per month interest on unremitted contributions
≈ PHP 3,150/moon PHP 157,500 monthly contribution base
Pag-IBIG late
1/10 of 1% per day on delinquent amount
≈ PHP 300/dayon PHP 5,000 delinquent contribution
DOLE money claim
Employee can file with NLRC for unpaid SSS contributions affecting benefits
PHP 50K–500K + legal feesper case, average NLRC settlement range

How WORKSPHR solves it.

Every feature shipped is reviewed by a Filipino HR practitioner first. Built natively for PH compliance, not adapted from foreign systems.

Monthly Employer Contribution Form auto-computed against current 2026 SSS contribution tables. WISP-compatible XLSX format ready for SSS portal upload.

  • Current 2026 SSS brackets
  • WISP-compatible XLSX format
  • Per-employee + employer breakdown
  • Late-payment penalty calculator built-in
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How it works.

Step
1

Run payroll normally

Every cycle, WORKSPHR auto-computes employee + employer contributions to SSS, PhilHealth, and Pag-IBIG against current 2026 brackets. No lookup tables, no manual math.

Step
2

Generate forms with one click

Click “Generate”, WORKSPHR exports SSS R-5, PhilHealth RF-1, and Pag-IBIG MCRF in agency-validated formats (WISP, EPRS, VHTL).

Step
3

Upload + remit

Upload to each agency's portal (My.SSS, EPRS, Pag-IBIG online). Auto-archive proof of filing in WORKSPHR. DOLE inspection ready.

On time, every time. SSS R-5, PhilHealth RF-1, Pag-IBIG MCRF, BIR Form 1601-C — auto-computed against the latest 2026 brackets, exported in WISP-compatible format, ready for portal upload before the deadline.

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  • How does WORKSPHR auto-compute SSS contributions?
    WORKSPHR uses the current 2026 SSS contribution table (15 brackets, monthly salary credit MSC up to ₱30,000). Both employee and employer shares are auto-computed per cycle. R-5 form is generated in WISP-compatible format ready for SSS portal upload.
  • What about PhilHealth's 5% rate?
    The current PhilHealth premium reform mandates 5% of monthly basic salary, capped at ₱100,000 ceiling (₱5,000 max premium). WORKSPHR auto-applies this. RF-1 form generated in EPRS-compatible format.
  • Does WORKSPHR handle Pag-IBIG MP2?
    Yes. WORKSPHR splits regular Pag-IBIG (Fund I) from MP2 (modified Pag-IBIG II savings program) contributions correctly. Both reflected in MCRF with proper categorization.
  • What if I missed a remittance deadline?
    WORKSPHR's late-payment calculator computes the exact penalty: SSS = 2%/month + 3% surcharge; PhilHealth = 2%/month interest; Pag-IBIG = 1/10 of 1% daily. Total liability shown before you remit.
  • How does the 7-day rule update SLA work?
    When SSS, PhilHealth, or Pag-IBIG announce rate changes (e.g. bracket adjustments, ceiling raises), WORKSPHR ships the engine update within 7 calendar days. Your next payroll cycle uses new rates automatically. Learn more →
  • Can I see historical contribution reports?
    Yes. Every R-5, RF-1, and MCRF generated is archived for 5+ years with full audit trail. Re-generate any historical report. DOLE-inspection-ready.
  • What about employee deductions?
    Employee shares are auto-deducted from monthly payroll (alongside withholding tax, loan amortizations, and other deductions). Reflected in the payslip. No manual configuration.
  • Are SSS loans (salary, calamity) supported?
    Yes, SSS Salary Loan and Calamity Loan amortizations are tracked per employee, deducted automatically each cycle, and reported to SSS via the Loan Collection List.

Stop fighting contribution tables.

Book a 30-minute demo. We'll show SSS R-5 + PhilHealth RF-1 + Pag-IBIG MCRF generated live, in real-time.